You’ll not only have more options and solutions available to you, it will ease your stress and you may even sleep better (we find this is true with more than 60% of the people that we help).A debt consolidation loan is when someone borrows money and then uses that money to pay off other debts. Peerform personal loans for debt consolidation are your ticket to financial peace of mind.Others enter into credit card debt when starting a family or being in between jobs. Now, instead of having multiple credit cards, you have one balance without the creeping interest rates and fees charged by the credit cards companies. Credit card companies flourish on college campuses, and the card seems like such an easy way to take care of your expenditures when you don’t have cash in your pocket. Then one day, it hits you, your income is not anywhere near enough to make even the minimum payment on all the credit cards and other loans and you start missing payments, the credit card is blocked, lenders are demanding full payment and you are staring at ,000 in debt. Peerform loans can help you with credit card debt consolidation. Resorting to payday loans just to make your rent payment? Some of your credit card debt could have began in college. Now you have multiple cards, and you can pay the minimum on all of them, and the picture still looks pretty good in your eyes. In the meantime, you also have your student loans and maybe you decide you need a car.A debt consolidation loan could help you get debt-free faster, save hundreds of pounds on interest, and take control with one simple monthly repayment.
These menus are organized by type of service or the state that you live in. Advertisers of Debt Consolidation Services that do not Include Loans.You enter how much you owe, the interest rate and what you think you can pay each month. The results might be shocking—you could be looking at decades before you have things under control again.With a car loan or mortgage, you can work out a lower rate using your property as collateral.Our network of service providers are based in Western Cape and Gauteng regions, but we also have a national help line available to those who prefer to talk to us first.Because we subscribe to industry best advice, we would like you to see upfront what your loan would look like before you commit to any repayments, and the calculation is merely there for your benefit in order to give you more clarity on what your payments would typically be.Learn the basics about consolidating your credit cards and other debts.