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The little-known agreements have enriched schools and some banks at a time when young women and men already are borrowing at record levels, raising questions about whether such collegiate and corporate alliances are in the best interests of students.“The fact that schools are getting paid for students to rack up debt is a disgrace,” said congressman Patrick Murphy, a Pennsylvania Democrat and former professor at the U. But even now, few schools post the contracts online or publicize their existence. Thus it’s unclear how many of the nation’s 2,700 four-year colleges have such agreements, or how many allow credit card companies to target students in addition to graduates.Bank of America, which dominates the market, said it has affinity contracts with some 700 schools and alumni associations, where marketing practices vary.

Some colleges can receive bonuses when students incur debt. He said that banks’ payments to schools amount to “kickbacks.”Landmark credit card legislation signed by President Obama one year ago curbed some marketing tactics on campuses but didn’t prohibit the arrangements between colleges and banks, known as “affinity” agreements. A provision in the law, authored by Murphy, requires their disclosure.The Free Canadian dating community for men and women in Canada.You can upload your own pictures and videos and even make your own blog.Do you think that going to a bar to find a soul mate is a waste of time?Cheaters, perverts or other lowlifes are out in no time!All of the agreements call for colleges to provide students’ names, phone numbers and addresses.

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