Most states require a motor vehicle owner to carry some minimum level of liability insurance.
States that do not require the vehicle owner to carry car insurance include Virginia, where an uninsured motor vehicle fee may be paid to the state; New Hampshire, and Mississippi which offers vehicle owners the option to post cash bonds (see below).
The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, the age and gender of any covered drivers, their driving history, and the location where the vehicle is primarily driven and stored. Most insurance companies offer premium discounts based on these factors.
Error Banner.fade_out.modal_overlay.modal_overlay .modal_wrapper.modal_overlay [email protected](max-width:630px)@media(max-width:630px).modal_overlay .modal_fixed_close.modal_overlay .modal_fixed_close:before.modal_overlay .modal_fixed_close:before.modal_overlay .modal_fixed_close:before.modal_overlay .modal_fixed_close:hover:before. Bachmann said you can’t compare the two, using the argument that driving is a choice, whereas living, broadly speaking, is not. Supreme Court’s ruling that the federal health care mandate was legal.The argument seems to be, “Congress can do it because it’s just like something else that Congress doesn’t do.” Now, obviously, if we were debating whether individual states could mandate health coverage, at least the levels of government being analogized would be the same.But the leap from what states do to what Congress can do betrays vistas of ignorance concerning our system of government.That’s why I’ve been so shocked at the widespread assertion that a national mandate requiring individuals to carry health insurance is legitimate (and even Constitutional) because we already require everyone to purchase auto insurance.