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So, while we would like to rely on encryption as a clear indication that there are no Skype calls recorded (at least by Skype), that’s not a conclusion we can make.The technology is potentially recordable by the Skype servers.The security of your money and personal data is our utmost priority.We adhere closely to the latest standards in financial security, applying modern tools and techniques to protect our systems 24/7.It could be end-to-end encryption, but there are indications that, particularly when routed through the Skype servers, the conversation could be visible or audible in unencrypted form.

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You also have to sit through a short promotional commercial before each call.

- Free phone2phone is a similar service for users in The United States, allowing the first call to any specific number to reach 10 minutes, with any subsequent call to the same number being limited to 5 minutes.

Deposits made to Monese current accounts are stored in a network of stable European banks.

Our customers' funds are also ringfenced, safeguarded against losses and will never be reinvested by us.

I think it’s extremely unlikely that your Skype calls are recorded … I’ll dive into a number of reasons I believe that to be the case.

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