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15 Early Decision II: FAFSA and CSS/Financial Aid PROFILE: Jan.

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However, a high default rate will have major consequences in the participation of financial aid funding to students.By signing only one promissory note, the delivery of Direct Loan funds will occur even faster because it eliminates the time it takes for a promissory note to be mailed, completed, and returned to the loan service provider.Borrowers use their Federal Student Aid (FSA) ID to sign their promissory note at Loan Entrance Counseling Entrance Counseling, which should not be confused with Financial Awareness Counseling, will walk you through the Direct Loan process and explain your rights and responsibilities as a borrower.If you have not previously received a particular loan type (subsidized/unsubsidized or PLUS), the Federal Government requires you to complete loan counseling at ensure that you understand the responsibilities and obligations you are assuming.Only Direct Consolidation Loans offer the Income Contingent Payment option.

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